The Algorithm Ate My Savings
How a Gen Z investor lost everything—and sparked a digital reckoning. Story: S A Spencer Author of Popular Fictions : The Pink Mutiny , The Black Waters , Dream In Shackles π¬ The Burn Begins Zoya’s fingers trembled as she hit “Post.” The video was raw, unedited, and furious. Her voice cracked halfway through, but she didn’t care. She wasn’t here to be polished. She was here to burn. “I followed @CryptoQueenie’s advice. I invested $3,000 in a coin she said was ‘about to explode.’ It exploded alright—into dust. I lost everything. And I’m not the only one.” The video was barely 90 seconds long. But within an hour, it had 12,000 views. By sunset, it was trending. Zoya hadn’t planned to become a whistleblower. She was a freelance graphic designer from Melbourne, 23 years old, with a knack for colour theory and a weakness for TikTok rabbit holes. She’d stumbled onto FinTok during lockdown—those bite-sized clips where influencers promised financial freedom wit...